In the wake of Health Net and Epsilon, some steps to take protecting your privacy

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UPDATED 2:20 p.m. Today's

affecting scores of banks and retailers and last month's announcement by Health Net of a

bring to mind all sorts of questions about protecting your privacy.

It's Only Money doesn't have all the answers, but it can provide a few leads. A key concern is that companies promoting identity-theft or other protection services might not be all that reliable themselves.

that the Epsilon security breach raises the specter of "spear phishing" -- "those that abuse known trust relationships between corporations and customers by crafting personalized messages that address recipients by name, thereby increasing the apparent authenticity of the email."

Adam Levin, co-founder of the website

and protection provider Identity Theft 911, offered It's Only Money these precautions:

  • "Do not ever provide anything of a personal identifying nature by way of e-mail."
  • "Never use your email address as part of your password, anywhere."
  • "Never share passwords between financial services and social networking and e-mail accounts."

Elsewhere, Reuters writes about

: Don't click on links or call phone numbers in e-mails; update your computer's anti-virus software regularly; never e-mail financial information; forward phishing e-mails to the FTC at

.

about how to limit your exposure to data brokers, and how at least one company, US Search, offering to "lock" your records

.

offers

.

offers form letters and other links to use to opt out of unwanted solicitations, tackle identity fraud and deal with online data brokers.

has a good checklist to follow if you've actually become a victim of identity theft.

also offers tips and links on dealing with ID theft.

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